Things to Consider
About Homeowner's Insurance
Guaranteed Replacement Coverage - With this level of homeowners insurance coverage, there's no cap or maximum pay-out amount on your Dwelling Coverage. For example, if your home was destroyed in a fire, this coverage would pay to rebuild a comparable home regardless of the cost. This type of coverage may cost more, but it provides the most protection.
Inflation Protection - This is a clause or endorsement that annually adjusts your homeowners insurance policy to account for increases in a home's value due to inflation. It can prevent you from being under-insured. Inflation protection is usually included in the homeowners insurance policies sold by Countrywide Insurance Services.
Annual Review - We recommend you review your insurance coverage at least once a year.
Also, if you've made home improvements or major purchases, you may want to increase your insurance coverage.