Insurance

Coverage D
Loss of Use Coverage

While you repair or rebuild an uninhabitable home damaged during a covered loss, where would you live? Loss of Use Coverage insures you for temporary housing expenses and things like furniture, car and boat storage and pet kennel expenses.

Limits
Coverage for loss of use is usually limited to 20% of your Coverage A - Dwelling Coverage and applies to the same list of risks and perils.

Example: If your home is insured for $200,000 under Coverage A - Dwelling Coverage, loss of use may be covered for $40,000.

 

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